Terms & Conditions
Updated on June 16 2025
Terms & Conditions
We treat your personal info like cash: guarded, private, untouchable
1. Introduction
Welcome to RYYT! These Terms & Conditions (‘Terms’) govern your use of our website, mobile application, and any related services (collectively, the ‘Platform’.). By accessing or using the Platform, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree with these Terms, please do not use the Platform.
2. Eligibility and Account Creation
2.1 Eligibility: You must be at least 18 years of age and possess the legal authority to enter into a binding contract. By registering, you represent and warrant that you meet these requirements.
2.2 Account Creation: To create an account, you will provide your email address and phone number. You agree to maintain the confidentiality of your credentials and to notify us promptly of any unauthorized use. RYYT reserves the right to suspend or terminate accounts providing false or misleading information.
3. User Obligations and Conduct
3.1 Permitted Use: You may use the Platform solely for personal, non-commercial purposes to share and obtain insights on personal finance. You agree not to use the Platform for any unlawful or prohibited activities.
3.2 Prohibited Conduct: You shall not upload, post, or transmit any content that is defamatory, fraudulent, obscene, or infringes on intellectual property rights. You agree not to attempt to gain unauthorized access to other user accounts or the Platform’s infrastructure.
4. User Content and Licensing
4.1 Ownership: You retain ownership of any content you submit (questions, comments, tips), but grant RYYT a perpetual, royalty-free, transferable license to use, modify, distribute, and display such content.
4.2 Moderation: RYYT may review, remove, or edit any user-generated content that violates these Terms or our Community Guidelines.
5. Community Guidelines & Enforcement
**5.1 Respectful Engagement**
Treat all members with respect. Harassment or hate speech will not be tolerated.
Provide constructive feedback and avoid personal attacks.
**5.2 Content Standards**
Allowed: Personal experiences, general money-management tips, questions.
Disallowed: Professional financial advice, copyrighted material, defamatory statements, spam.
**5.3 Enforcement**
Violations may result in warnings, content removal, temporary suspension, or permanent ban.
Appeals can be submitted to support@ryyt.com within 7 days.
6. Intellectual Property Rights
All trademarks, logos, text, graphics, and content on the Platform are the exclusive property of RYYT or its licensors. You may not use, reproduce, or distribute any proprietary materials without our express written consent.
7. Disclaimers and Dispute Resolution
**7.1 Disclaimers**
Information on RYYT is provided ‘as is’ without warranties of any kind.
RYYT is not a licensed financial advisor; content is for educational purposes only.
**7.2 Limitation of Liability**
RYYT will not be liable for any direct, indirect, incidental, or consequential damages arising from your use of the Platform.
**7.3 Governing Law**
These Terms are governed by the laws of India. Disputes shall be resolved in Kolkata courts.
8. Modifications
We reserve the right to modify these Terms at any time. We will post an updated ‘Last Updated’ date. Continued use of the Platform after modifications constitutes acceptance of the new Terms.
9. Contact Information
For questions regarding these Terms, please contact us at shuvam@ryyt.in.
Privacy Policy
Updated on June 16 2025
Privacy Policy
Your privacy, zero compromises - period
1. Introduction and Scope
This Privacy Policy explains how RYYT collects, uses, discloses, and protects your personal data when you access or use our website, mobile application, and related services (the 'Platform').
2. Information Collection
2.1 Account Information: We collect your email address and phone number during registration.
2.2 Usage Data: We automatically collect data on your interactions, such as pages viewed, features used, and session duration, via cookies and analytics tools.
2.3 Device Information: For mobile users, we may collect device model, operating system, and anonymized identifiers.
3. Purpose of Processing
To provide and maintain the Platform.
To communicate important updates and marketing newsletters (with opt-out).
To analyze usage, improve features, and ensure security.
4. Cookies and Tracking
We use cookies on our website to remember preferences and Google Analytics (or similar) for traffic analysis. On mobile, we use standard SDKs. You may disable cookies, but some features may be unavailable.
5. Data Sharing and Disclosure
5.1 Service Providers: We share data with email and analytics vendors under strict confidentiality agreements.
5.2 Legal Compliance: We may disclose data if required by law or to protect our legal rights.
5.3 Business Transfers: In merger or acquisition scenarios, data may be transferred to new owners.
6. Data Security and Retention
We implement encryption, secure servers, and access controls. We retain personal data only as long as necessary for service provision or legal compliance.
7. Your Rights
Access and Correction: Email shuvam@ryyt.in to review or update your data.
Deletion: You can request account deletion; we will erase your data except where retention is required by law.
Opt-Out: Unsubscribe links are provided in marketing emails.
6. Data Security and Retention
We implement encryption, secure servers, and access controls. We retain personal data only as long as necessary for service provision or legal compliance.
8. Children’s Privacy
Our Platform is for users 18 and older. If we learn that a minor's data was collected, we will delete it upon request.
9. International Data Transfers
Your data is stored and processed in India. By using the Platform, you consent to these transfers.
10. Changes to this Policy
We may update this Privacy Policy; updated versions will be posted with the date. Continued use implies acceptance.
11. Contact Us
For privacy-related inquiries, email us at shuvam@ryyt.in.
Terms & Conditions
Terms & Conditions
Updated on June 16 2025
Updated on June 16 2025
Terms & Conditions
We treat your personal info like cash: guarded, private, untouchable
1. Introduction
Welcome to RYYT! These Terms & Conditions (‘Terms’) govern your use of our website, mobile application, and any related services (collectively, the ‘Platform’.). By accessing or using the Platform, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree with these Terms, please do not use the Platform.
2. Eligibility and Account Creation
2.1 Eligibility: You must be at least 18 years of age and possess the legal authority to enter into a binding contract. By registering, you represent and warrant that you meet these requirements.
2.2 Account Creation: To create an account, you will provide your email address and phone number. You agree to maintain the confidentiality of your credentials and to notify us promptly of any unauthorized use. RYYT reserves the right to suspend or terminate accounts providing false or misleading information.
3. User Obligations and Conduct
3.1 Permitted Use: You may use the Platform solely for personal, non-commercial purposes to share and obtain insights on personal finance. You agree not to use the Platform for any unlawful or prohibited activities.
3.2 Prohibited Conduct: You shall not upload, post, or transmit any content that is defamatory, fraudulent, obscene, or infringes on intellectual property rights. You agree not to attempt to gain unauthorized access to other user accounts or the Platform’s infrastructure.
4. User Content and Licensing
4.1 Ownership: You retain ownership of any content you submit (questions, comments, tips), but grant RYYT a perpetual, royalty-free, transferable license to use, modify, distribute, and display such content.
4.2 Moderation: RYYT may review, remove, or edit any user-generated content that violates these Terms or our Community Guidelines.
5. Community Guidelines & Enforcement
**5.1 Respectful Engagement**
Treat all members with respect. Harassment or hate speech will not be tolerated.
Provide constructive feedback and avoid personal attacks.
**5.2 Content Standards**
Allowed: Personal experiences, general money-management tips, questions.
Disallowed: Professional financial advice, copyrighted material, defamatory statements, spam.
**5.3 Enforcement**
Violations may result in warnings, content removal, temporary suspension, or permanent ban.
Appeals can be submitted to support@ryyt.com within 7 days.
6. Intellectual Property Rights
All trademarks, logos, text, graphics, and content on the Platform are the exclusive property of RYYT or its licensors. You may not use, reproduce, or distribute any proprietary materials without our express written consent.
7. Disclaimers and Dispute Resolution
**7.1 Disclaimers**
Information on RYYT is provided ‘as is’ without warranties of any kind.
RYYT is not a licensed financial advisor; content is for educational purposes only.
**7.2 Limitation of Liability**
RYYT will not be liable for any direct, indirect, incidental, or consequential damages arising from your use of the Platform.
**7.3 Governing Law**
These Terms are governed by the laws of India. Disputes shall be resolved in Kolkata courts.
8. Modifications
We reserve the right to modify these Terms at any time. We will post an updated ‘Last Updated’ date. Continued use of the Platform after modifications constitutes acceptance of the new Terms.
9. Contact Information
For questions regarding these Terms, please contact us at shuvam@ryyt.in.
Privacy Policy
Privacy Policy
Updated on June 16 2025
Updated on June 16 2025
Privacy Policy
Your privacy, zero compromises - period
1. Introduction and Scope
This Privacy Policy explains how RYYT collects, uses, discloses, and protects your personal data when you access or use our website, mobile application, and related services (the 'Platform').
2. Information Collection
2.1 Account Information: We collect your email address and phone number during registration.
2.2 Usage Data: We automatically collect data on your interactions, such as pages viewed, features used, and session duration, via cookies and analytics tools.
2.3 Device Information: For mobile users, we may collect device model, operating system, and anonymized identifiers.
3. Purpose of Processing
To provide and maintain the Platform.
To communicate important updates and marketing newsletters (with opt-out).
To analyze usage, improve features, and ensure security.
4. Cookies and Tracking
We use cookies on our website to remember preferences and Google Analytics (or similar) for traffic analysis. On mobile, we use standard SDKs. You may disable cookies, but some features may be unavailable.
5. Data Sharing and Disclosure
5.1 Service Providers: We share data with email and analytics vendors under strict confidentiality agreements.
5.2 Legal Compliance: We may disclose data if required by law or to protect our legal rights.
5.3 Business Transfers: In merger or acquisition scenarios, data may be transferred to new owners.
6. Data Security and Retention
We implement encryption, secure servers, and access controls. We retain personal data only as long as necessary for service provision or legal compliance.
7. Your Rights
Access and Correction: Email shuvam@ryyt.in to review or update your data.
Deletion: You can request account deletion; we will erase your data except where retention is required by law.
Opt-Out: Unsubscribe links are provided in marketing emails.
6. Data Security and Retention
We implement encryption, secure servers, and access controls. We retain personal data only as long as necessary for service provision or legal compliance.
8. Children’s Privacy
Our Platform is for users 18 and older. If we learn that a minor's data was collected, we will delete it upon request.
9. International Data Transfers
Your data is stored and processed in India. By using the Platform, you consent to these transfers.
10. Changes to this Policy
We may update this Privacy Policy; updated versions will be posted with the date. Continued use implies acceptance.
11. Contact Us
For privacy-related inquiries, email us at shuvam@ryyt.in.
Terms & Conditions
Terms & Conditions
Updated on June 16 2025
Terms & Conditions
We treat your personal info like cash: guarded, private, untouchable
1. Introduction
Welcome to RYYT! These Terms & Conditions (‘Terms’) govern your use of our website, mobile application, and any related services (collectively, the ‘Platform’.). By accessing or using the Platform, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree with these Terms, please do not use the Platform.
2. Eligibility and Account Creation
2.1 Eligibility: You must be at least 18 years of age and possess the legal authority to enter into a binding contract. By registering, you represent and warrant that you meet these requirements.
2.2 Account Creation: To create an account, you will provide your email address and phone number. You agree to maintain the confidentiality of your credentials and to notify us promptly of any unauthorized use. RYYT reserves the right to suspend or terminate accounts providing false or misleading information.
3. User Obligations and Conduct
3.1 Permitted Use: You may use the Platform solely for personal, non-commercial purposes to share and obtain insights on personal finance. You agree not to use the Platform for any unlawful or prohibited activities.
3.2 Prohibited Conduct: You shall not upload, post, or transmit any content that is defamatory, fraudulent, obscene, or infringes on intellectual property rights. You agree not to attempt to gain unauthorized access to other user accounts or the Platform’s infrastructure.
4. User Content and Licensing
4.1 Ownership: You retain ownership of any content you submit (questions, comments, tips), but grant RYYT a perpetual, royalty-free, transferable license to use, modify, distribute, and display such content.
4.2 Moderation: RYYT may review, remove, or edit any user-generated content that violates these Terms or our Community Guidelines.
5. Community Guidelines & Enforcement
**5.1 Respectful Engagement**
Treat all members with respect. Harassment or hate speech will not be tolerated.
Provide constructive feedback and avoid personal attacks.
**5.2 Content Standards**
Allowed: Personal experiences, general money-management tips, questions.
Disallowed: Professional financial advice, copyrighted material, defamatory statements, spam.
**5.3 Enforcement**
Violations may result in warnings, content removal, temporary suspension, or permanent ban.
Appeals can be submitted to support@ryyt.com within 7 days.
6. Intellectual Property Rights
All trademarks, logos, text, graphics, and content on the Platform are the exclusive property of RYYT or its licensors. You may not use, reproduce, or distribute any proprietary materials without our express written consent.
7. Disclaimers and Dispute Resolution
**7.1 Disclaimers**
Information on RYYT is provided ‘as is’ without warranties of any kind.
RYYT is not a licensed financial advisor; content is for educational purposes only.
**7.2 Limitation of Liability**
RYYT will not be liable for any direct, indirect, incidental, or consequential damages arising from your use of the Platform.
**7.3 Governing Law**
These Terms are governed by the laws of India. Disputes shall be resolved in Kolkata courts.
8. Modifications
We reserve the right to modify these Terms at any time. We will post an updated ‘Last Updated’ date. Continued use of the Platform after modifications constitutes acceptance of the new Terms.
9. Contact Information
For questions regarding these Terms, please contact us at shuvam@ryyt.in.
Privacy Policy
Privacy Policy
Updated on June 16 2025
Privacy Policy
Your privacy, zero compromises - period
1. Introduction and Scope
This Privacy Policy explains how RYYT collects, uses, discloses, and protects your personal data when you access or use our website, mobile application, and related services (the 'Platform').
2. Information Collection
2.1 Account Information: We collect your email address and phone number during registration.
2.2 Usage Data: We automatically collect data on your interactions, such as pages viewed, features used, and session duration, via cookies and analytics tools.
2.3 Device Information: For mobile users, we may collect device model, operating system, and anonymized identifiers.
3. Purpose of Processing
To provide and maintain the Platform.
To communicate important updates and marketing newsletters (with opt-out).
To analyze usage, improve features, and ensure security.
4. Cookies and Tracking
We use cookies on our website to remember preferences and Google Analytics (or similar) for traffic analysis. On mobile, we use standard SDKs. You may disable cookies, but some features may be unavailable.
5. Data Sharing and Disclosure
5.1 Service Providers: We share data with email and analytics vendors under strict confidentiality agreements.
5.2 Legal Compliance: We may disclose data if required by law or to protect our legal rights.
5.3 Business Transfers: In merger or acquisition scenarios, data may be transferred to new owners.
6. Data Security and Retention
We implement encryption, secure servers, and access controls. We retain personal data only as long as necessary for service provision or legal compliance.
7. Your Rights
Access and Correction: Email shuvam@ryyt.in to review or update your data.
Deletion: You can request account deletion; we will erase your data except where retention is required by law.
Opt-Out: Unsubscribe links are provided in marketing emails.
6. Data Security and Retention
We implement encryption, secure servers, and access controls. We retain personal data only as long as necessary for service provision or legal compliance.
8. Children’s Privacy
Our Platform is for users 18 and older. If we learn that a minor's data was collected, we will delete it upon request.
9. International Data Transfers
Your data is stored and processed in India. By using the Platform, you consent to these transfers.
10. Changes to this Policy
We may update this Privacy Policy; updated versions will be posted with the date. Continued use implies acceptance.
11. Contact Us
For privacy-related inquiries, email us at shuvam@ryyt.in.